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Open Banking

How Ulsa connects to your bank

Ulsa uses open banking to connect supported UK bank accounts after you choose to connect one. The connection is read-only and Ulsa does not receive or store your bank login credentials.

Registration and permissions

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.

Your consent and control

You choose whether to connect an account, approve the requested access through the secure consent flow, and can disconnect the connection from Ulsa or through the relevant open banking consent controls.

Read what our FCA AIS agent registration means for Ulsa users.

JEMA Software Ltd | Company No. 17136868 | Registered office: 124 City Road, London, EC1V 2NX | ICO registration C1952072 | james@ulsa.co.uk

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Ulsa provides budgeting tools and spending insights only. It is not a regulated financial adviser.

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.