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Security

Bank credentials stay with your bank

Clara does not receive or store your online banking username, password, passcode, or other bank login credentials. Bank authentication takes place through the secure bank and open banking flow.

Connected access is read-only

The connection cannot be used by Clara to move money or make payments, and you can disconnect it through Clara or the relevant open banking consent controls.

Read what our FCA AIS agent registration means for Clara users.

JEMA Software Ltd | Company No. 17136868 | ICO registration C1952072 | james@getclara.co.uk

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Clara provides budgeting tools and spending insights only. It is not a regulated financial adviser.

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.