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Terms of Service

Clara terms explain account responsibilities, subscriptions, open banking, the optional AI assistant, acceptable use, cancellation, liability, and governing law.

Open banking

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.

JEMA Software Ltd | Company No. 17136868 | ICO registration C1952072 | james@getclara.co.uk

Privacy Policy | Terms of Service | Cookie Policy | Open Banking | Security

Clara provides budgeting tools and spending insights only. It is not a regulated financial adviser.

JEMA Software Ltd (FRN 1061485) is a registered Account Information Services agent of Finexer Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 925695) under the Payment Services Regulations 2017. We do not hold client funds and do not provide payment initiation services.